:root{--cs-green:#139C6C;--cs-green-dark:#0E7A54;--cs-green-light:#E8F5EF;--cs-green-pale:rgba(19,156,108,0.08);--cs-blue-accent:#6087D8;--cs-orange:#e67e22;--cs-bg:#EDF3F1;--cs-white:#FFFFFF;--cs-text:#2F2F2F;--cs-text-heading:#202020;--cs-text-muted:#6B7280;--cs-border:#D1DDD8;--cs-border-light:#E2EBE7;--cs-gray-100:#F5F7F6;--cs-gray-200:#E5EBE8;--cs-gray-900:#1A1F1C;--cs-font-heading:'Manrope',-apple-system,BlinkMacSystemFont,sans-serif;--cs-font-body:'Open Sans',-apple-system,BlinkMacSystemFont,sans-serif;--cs-radius:16px;--cs-radius-sm:12px;--cs-radius-pill:50px;--cs-shadow:0 1px 3px rgba(0,0,0,0.04),0 4px 16px rgba(0,0,0,0.03);--cs-shadow-hover:0 2px 8px rgba(0,0,0,0.06),0 8px 24px rgba(0,0,0,0.06)}*,*::before,*::after{box-sizing:border-box}html{font-size:16px;scroll-behavior:smooth}body{font-family:var(--cs-font-body);color:var(--cs-text);background:var(--cs-bg);margin:0;line-height:1.65;-webkit-font-smoothing:antialiased}h1,h2,h3,h4{font-family:var(--cs-font-heading);color:var(--cs-text-heading)}.container{max-width:1200px;margin:0 auto;padding:0 1.25rem}.site-header{background:rgba(237,243,241,0.85);-webkit-backdrop-filter:saturate(180%) blur(20px);backdrop-filter:saturate(180%) blur(20px);color:var(--cs-text);padding:0.65rem 0;position:sticky;top:0;z-index:100;border-bottom:1px solid var(--cs-border-light)}.site-header .container{display:flex;align-items:center;justify-content:space-between}.site-header a{color:var(--cs-text);text-decoration:none}.site-logo{display:flex;align-items:center}.site-logo .logo-img{height:28px;width:auto}.site-nav{display:flex;gap:1.25rem;font-size:0.88rem;align-items:center}.site-nav a{color:var(--cs-text-muted);transition:color 0.15s;font-weight:500}.site-nav a:hover{color:var(--cs-green)}.site-nav .nav-cta{background:var(--cs-green-pale);color:var(--cs-green);border:1px solid var(--cs-green);border-radius:var(--cs-radius-pill);padding:0.4rem 1rem;font-weight:600;font-size:0.82rem;transition:background 0.2s}.site-nav .nav-cta:hover{background:var(--cs-green);color:#fff}.menu-toggle{display:none;background:none;border:none;color:var(--cs-text);font-size:1.4rem;cursor:pointer;padding:0.3rem;line-height:1;-webkit-tap-highlight-color:transparent}.mobile-menu{display:none;background:rgba(237,243,241,0.97);-webkit-backdrop-filter:blur(20px);backdrop-filter:blur(20px)}.mobile-menu a{display:block;color:var(--cs-text);text-decoration:none;padding:1rem 1.25rem;font-size:0.95rem;font-weight:500;border-top:1px solid var(--cs-border-light);transition:background 0.15s}.mobile-menu a:active{background:var(--cs-green-pale)}.mobile-menu .mobile-cta{color:var(--cs-green);font-weight:700}@media (max-width:768px){.site-nav{display:none}.menu-toggle{display:block}.mobile-menu.open{display:block}}.page-hero{background:var(--cs-white);color:var(--cs-text);padding:2.5rem 0 2rem;border-bottom:1px solid var(--cs-border-light)}.page-hero h1{font-family:var(--cs-font-heading);font-size:1.85rem;margin:0 0 0.4rem;font-weight:800;color:var(--cs-text-heading);letter-spacing:-0.02em}.page-hero .subtitle{font-size:0.95rem;color:var(--cs-text-muted);margin:0;line-height:1.5}.rate-date-badge{display:inline-block;background:var(--cs-green);color:#fff;padding:0.25rem 0.75rem;border-radius:var(--cs-radius-pill);font-size:0.75rem;font-weight:700;margin-bottom:0.75rem;letter-spacing:0.02em}.rate-date-badge.stale{background:var(--cs-orange)}@media (max-width:768px){.page-hero{padding:1.5rem 0 1.25rem}.page-hero h1{font-size:1.4rem}}.stale-banner{background:#fff3cd;border:1px solid #ffc107;color:#856404;padding:0.75rem 1.5rem;text-align:center;font-size:0.9rem}.portraits{display:flex;gap:1.5rem;justify-content:center;margin:1.5rem 0}.portrait-link{display:flex;flex-direction:column;align-items:center;text-decoration:none;-webkit-tap-highlight-color:transparent}.portrait-link img{width:120px;height:120px;border-radius:50%;object-fit:cover;border:3px solid var(--cs-border-light);box-shadow:var(--cs-shadow);transition:transform 0.2s ease,box-shadow 0.2s ease,border-color 0.2s ease}.portrait-link:hover img{transform:translateY(-3px);box-shadow:var(--cs-shadow-hover);border-color:var(--cs-green)}.portrait-link:active img{transform:scale(0.96)}.portrait-label{font-size:0.75rem;color:var(--cs-text-muted);text-align:center;margin-top:0.35rem;font-family:var(--cs-font-body);font-weight:600}@media (max-width:768px){.portrait-link img{width:90px;height:90px}}.intro{font-size:0.92rem;color:var(--cs-text);max-width:720px;margin:1.5rem auto 2rem;text-align:left;line-height:1.75;background:var(--cs-white);border:1px solid var(--cs-border-light);border-radius:var(--cs-radius);padding:1.25rem 1.75rem;border-left:3px solid var(--cs-green)}.gender-section{margin:1.5rem 0 2rem}.gender-section h2{font-size:1.3rem;color:var(--cs-text-heading);border-bottom:2px solid var(--cs-green);padding-bottom:0.5rem;margin:0 0 1.25rem;font-weight:700}.health-class-section{margin:1.25rem 0 2rem;background:var(--cs-white);border:1px solid var(--cs-border-light);border-radius:var(--cs-radius);padding:1rem 0 0;overflow:hidden}.health-class-section h3{font-size:0.95rem;color:var(--cs-text);margin:0 0 0.75rem;padding:0 1rem;font-weight:600}.hc-label{display:inline-block;padding:0.2rem 0.7rem;border-radius:var(--cs-radius-pill);font-size:0.7rem;font-weight:700;text-transform:uppercase;letter-spacing:0.05em}.hc-preferred{background:#E8F5EF;color:#0E7A54}.hc-standard{background:#E8F0FA;color:#3B6BB5}.hc-standard_tobacco{background:#FDE8E8;color:#B91C1C}.table-wrapper{overflow-x:auto;-webkit-overflow-scrolling:touch;position:relative}.rate-table{border-collapse:collapse;width:100%;min-width:680px;font-size:0.82rem;white-space:nowrap}.rate-table th,.rate-table td{padding:0.5rem 0.55rem;text-align:right;border-bottom:1px solid var(--cs-border-light)}.rate-table th{background:var(--cs-green);color:#fff;font-weight:600;font-size:0.76rem;position:sticky;top:0;z-index:2;letter-spacing:0.02em}.rate-table th:first-child{text-align:left;position:sticky;left:0;z-index:3;background:var(--cs-green);border-right:1px solid rgba(255,255,255,0.2)}.rate-table td:first-child{text-align:left;font-weight:600;background:var(--cs-white);position:sticky;left:0;z-index:1;border-right:1px solid var(--cs-border-light);font-size:0.78rem;color:var(--cs-text-heading)}.rate-table tbody tr:nth-child(even) td{background-color:var(--cs-gray-100)}.rate-table tbody tr:nth-child(even) td:first-child{background-color:#F0F5F3}.rate-table tbody tr:hover td{background-color:var(--cs-green-light)}.rate-table tbody tr:hover td:first-child{background-color:#D1EDDF}.rate-monthly{font-weight:600;color:var(--cs-text-heading)}.rate-annual{font-size:0.68rem;color:var(--cs-text-muted);display:block}.rate-na{color:var(--cs-text-muted);font-style:italic}.thin-market{position:relative}.thin-market::after{content:"*";color:var(--cs-orange);font-weight:700;margin-left:2px}@media (max-width:768px){.rate-table{font-size:0.75rem}.rate-table th,.rate-table td{padding:0.4rem 0.35rem}.rate-table th{font-size:0.7rem}}.footnotes{font-size:0.75rem;color:var(--cs-text-muted);padding:0.5rem 1rem}.methodology{background:var(--cs-white);border:1px solid var(--cs-green);border-radius:var(--cs-radius);padding:1.25rem 1.5rem;margin:2rem 0}.methodology h3{font-family:var(--cs-font-heading);margin:0 0 0.4rem;color:var(--cs-green-dark);font-size:1rem;font-weight:700;border-bottom:none;padding-bottom:0}.methodology p{font-size:0.88rem;color:var(--cs-text-muted);margin:0.4rem 0;line-height:1.65}.methodology a{color:var(--cs-green);font-weight:600}.cta-box{background:var(--cs-green);color:#fff;padding:2rem 1.5rem;border-radius:var(--cs-radius);text-align:center;margin:2rem 0}.cta-box h3{font-family:var(--cs-font-heading);margin:0 0 0.4rem;font-size:1.25rem;color:#fff;font-weight:700}.cta-box p{margin:0 0 1.25rem;opacity:0.9;font-size:0.92rem}.cta-button{display:inline-block;background:var(--cs-white);color:var(--cs-green);padding:0.75rem 2rem;border-radius:var(--cs-radius-pill);text-decoration:none;font-family:var(--cs-font-heading);font-weight:700;font-size:0.95rem;transition:transform 0.15s,box-shadow 0.15s;-webkit-tap-highlight-color:transparent}.cta-button:hover{box-shadow:0 4px 16px rgba(0,0,0,0.15)}.cta-button:active{transform:scale(0.97)}.site-footer{background:var(--cs-gray-900);color:rgba(255,255,255,0.5);padding:2rem 0;margin-top:2rem;font-size:0.8rem}.site-footer a{color:var(--cs-green);text-decoration:none}.site-footer a:hover{text-decoration:underline}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:2rem}.footer-grid h4{font-family:var(--cs-font-heading);color:#fff;margin:0 0 0.5rem;font-size:0.88rem;font-weight:700}.footer-grid p{margin:0.3rem 0}@media (max-width:768px){.footer-grid{grid-template-columns:1fr;gap:1.25rem}}.age-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(80px,1fr));gap:0.5rem;margin:1.25rem 0 2rem}.age-card{display:block;background:var(--cs-white);color:var(--cs-text-heading);padding:0.75rem 0.4rem;border-radius:var(--cs-radius-sm);text-decoration:none;text-align:center;font-weight:600;transition:transform 0.15s ease,border-color 0.15s ease,box-shadow 0.15s ease;border:1.5px solid var(--cs-border-light);-webkit-tap-highlight-color:transparent;min-height:44px}.age-card:hover,.age-card:active{border-color:var(--cs-green);transform:translateY(-1px);box-shadow:var(--cs-shadow-hover)}.age-card .age-num{font-family:var(--cs-font-heading);font-size:1.35rem;font-weight:800;display:block;line-height:1.2;color:var(--cs-text-heading)}.age-card .age-label{font-size:0.58rem;color:var(--cs-text-muted);font-weight:500;text-transform:uppercase;letter-spacing:0.05em}@media (min-width:769px){.age-grid{grid-template-columns:repeat(auto-fill,minmax(100px,1fr));gap:0.6rem}.age-card{padding:0.85rem 0.5rem}}.age-nav{display:flex;justify-content:space-between;align-items:center;margin:2rem 0 1rem;padding:1rem 0;border-top:1px solid var(--cs-border-light)}.age-nav-link{font-family:var(--cs-font-heading);font-size:0.9rem;font-weight:600;color:var(--cs-green);text-decoration:none;padding:0.5rem 1rem;border-radius:var(--cs-radius-pill);transition:background 0.15s,color 0.15s}.age-nav-link:hover{background:var(--cs-green-pale)}.age-nav-all{color:var(--cs-text-muted);font-weight:500;font-size:0.82rem}.age-nav-all:hover{color:var(--cs-green)}.age-nav-placeholder{min-width:100px}@media (max-width:768px){.age-nav-link{font-size:0.82rem;padding:0.4rem 0.6rem}}.faq-section{margin:2.5rem 0}.faq-section h3{font-family:var(--cs-font-heading);font-size:1.25rem;font-weight:700;color:var(--cs-text-heading);margin-bottom:1rem}.faq-item{border:1px solid var(--cs-border-light);border-radius:var(--cs-radius);margin-bottom:0.5rem;background:#fff;overflow:hidden}.faq-item summary{font-family:var(--cs-font-heading);font-size:0.95rem;font-weight:600;color:var(--cs-text-heading);padding:0.85rem 2.5rem 0.85rem 1rem;cursor:pointer;list-style:none;position:relative;line-height:1.4}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary::after{content:"+";position:absolute;right:1rem;top:50%;transform:translateY(-50%);font-size:1.2rem;font-weight:400;color:var(--cs-text-muted);transition:transform 0.2s}.faq-item[open] summary::after{content:"\2212"}.faq-item summary:hover{background:var(--cs-green-pale)}.faq-answer{padding:0 1rem 1rem;font-size:0.88rem;line-height:1.65;color:var(--cs-text-body)}.faq-answer p{margin:0}.faq-item[open]{border-color:var(--cs-green)}@media (max-width:768px){.faq-item summary{font-size:0.88rem;padding:0.75rem 2.2rem 0.75rem 0.85rem}.faq-answer{font-size:0.84rem;padding:0 0.85rem 0.85rem}}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}